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Home Insurance That Covers What Matters Most

Compare buildings, contents and combined home insurance from FCA-authorised UK insurers. Find better cover for your home at a better price.

  • Buildings, contents or combined policies
  • Accidental damage cover available
  • Home emergency and legal expenses add-ons
  • New-for-old replacement as standard with most insurers
  • Listed buildings and non-standard construction covered
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Free to compare. No obligation. FCA-authorised insurers only.

What's Covered

Key Cover Types Explained

Here's what a good policy should include — and what to look for when comparing quotes.

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Core Cover

The main protection the policy provides — tailored to your specific insurance type and the risks most relevant to you.

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Financial Protection

Covers financial losses you'd otherwise bear yourself — from replacing damaged property to compensating for lost income.

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Legal Liability

Covers legal costs and compensation if you're held liable for damage or injury to a third party. Limits vary by policy.

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Emergency Assistance

24/7 helplines and emergency assistance available on most comprehensive policies. Invaluable when the unexpected happens.

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Optional Add-Ons

Enhance your cover with optional extras — accidental damage, legal expenses, breakdown, enhanced baggage limits and more.

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Geographic Coverage

Most policies specify where cover applies. Check whether you need UK-only, European or worldwide cover for your needs.

Compare Quotes

Compare Home Insurance Quotes

We refer you to FCA-authorised UK insurers. Compare cover and premiums before you buy.

MoneySuperMarket

Compare quotes from over 50 UK insurers. Good for getting a broad view of the market quickly.

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Compare the Market

One of the UK's most popular comparison sites. Fast, clear results across a wide range of providers.

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Confused.com

Comprehensive comparison tool covering a wide range of insurance types and UK providers.

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GoCompare

Strong on detailed policy comparisons. Good for understanding what's actually included before you buy.

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Referral fees may apply. The price you pay is unaffected. Always read the full policy before purchasing.

FAQ

Frequently Asked Questions

Compare quotes from multiple insurers every year at renewal — don't auto-renew without checking the market. Use at least two or three comparison sites, as not all insurers appear on every platform. Look beyond the premium at what's actually covered, the excess levels and any exclusions.
Premiums are based on the level of risk the insurer believes you represent. Key factors typically include your location, the value of what's being insured, your claims history, the excess you choose and any additional cover options selected. A higher voluntary excess usually lowers your premium.
Yes — most insurers allow mid-term amendments, though an admin fee may apply. If your circumstances change (new property, new vehicle, change of address), you're usually required to notify your insurer. Failure to do so could invalidate your cover.
An excess is the amount you contribute towards a claim before your insurer pays the rest. There are two types: compulsory (set by the insurer) and voluntary (chosen by you). Choosing a higher voluntary excess reduces your premium but means you pay more if you claim.
Not necessarily — but the cheapest policy isn't always the best value. A low premium might come with high excesses, limited cover, or key exclusions. Always read the policy documents and check what's actually covered. The best policy is one that covers what you need at a price you can afford.

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Compare home insurance quotes from leading UK insurers. Free, fast and no obligation.

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